Terms and conditions of use

These Terms of Use (“Terms”) were last updated on 30 October 2019.
Mind Course Hub mission is to improve lives through learning. We enable anyone anywhere to have the opportunity learn and purchase educational courses. We need rules to keep our platform and services safe for you, us and our student and instructor community. These Terms apply to all your activities on the Mind Course Hub. Mind Course Hub is owned and operated by Caro Projects Limited, with registered address 47 Kofo Lawal, Off Thomson Avenue, Ikeja, Lagos.

Using Mind Course Hub

Who May Use our Services

You may use our Services only if you can form a binding contract with Mind Course Hub, and only in compliance with these Terms and all applicable laws. When you create your account, and subsequently when you use certain features, you must provide us with accurate and complete information, and you agree to update your information to keep it accurate and complete. Any use or access by anyone under the age of 18 is prohibited, and certain courses may have additional requirements and/or restrictions.

Our License to You

Subject to these Terms and our policies (including the Acceptable Use Policy and course-specific eligibility requirements and other terms), we grant you a limited, personal, non-exclusive, non-transferable, and revocable license to use our Services. You may download content from our Services only for your personal, non-commercial use, unless you obtain Mind Course Hub written permission to otherwise use the content. You also agree that you will create, access, and/or use only one user account, and you will not share with any third-party access to or access information for your account. Using our Services does not give you ownership of any intellectual property rights in our Services or the content you access.

Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software. You must not use this website to transmit or send unsolicited commercial communications.

Our Courses

Course Modifications

While we take pride in our courses, unexpected events do occur. We reserve the right to cancel, interrupt, or reschedule any course or to modify any course content.
As a student, when you enrol in a course, you get the right to view the course via Mind Course Hub platform and Services, and Mind Course Hub is the licensor of record. This license does not give you any right to resell the course in any manner (including by sharing account information with a purchaser or illegally downloading the course and sharing it on torrent sites).
In legal, more complete terms, Mind Course Hub grants you (as a student) a limited, non-exclusive, non-transferable license to access and view the courses and associated content for which you have paid all required fees, solely for your personal, non- commercial, educational purposes through the Services, in accordance with these Terms and any conditions or restrictions associated with a particular courses or feature of our Services. All other uses are expressly prohibited. You may not reproduce, redistribute, transmit, assign, sell, broadcast, rent, share, lend, modify, adapt, edit, create derivative works of, sublicense, or otherwise transfer or use any course unless we give you explicit permission to do so in a written agreement signed by a Mind Course Hub authorized representative.
We reserve the right to revoke any license to access and use courses at any point in time in the event where we decide or are obligated to disable access to a course due to legal or policy reasons, for example, if the course you enrolled in is the object of a copyright complaint, or if we determine its content violates our terms.

Pricing

The prices of courses on Mind Course Hub are determined by us. We regularly run promotions and sales for our courses and certain courses are only available at discounted prices for a set period of time. The price applicable to a course will be the price at the time you complete your purchase of the course (at checkout). Any price offered for a particular course may also be different when you are logged into your account from the price available to users who aren’t registered or logged in, because some of our promotions are available to new users only.
If you are logged into your account, you have list of currency options available to you. If you are not logged into your account, the price currency is based on the country where the site owners are based.

Payments

You agree to pay the fees for courses that you purchase, and you authorize us to charge your debit or credit card for those fees. Mind Course Hub works with third party payment processing partners to offer you the most convenient payment methods in your country and to keep your payment information secure.
When you make a purchase, you agree not to use an invalid or unauthorized payment method. If your payment method fails and you still get access to the course you have purchased, you agree to pay us the corresponding fees within thirty (30) days of notification from us. When you have successfully completed a purchase the billing descriptor that will appear on your bank statement will be CPLmch, Lagos. We reserve the right to disable access to any course for which we have not received adequate payments.

Delivery

Once a purchase has been completed, provided the payment has cleared we will be responsible for the delivery of the course material. This will be an electronic copy of the course content and it is your responsibility to keep the safe and it is prohibited that you share this information with anyone else. If you do not receive this within 72 hours, please contact us and we will resolve any issue.

Refunds and Credits

If the course you purchased is not what you were expecting, you can request, within 30 days of your purchase of the course. We reserve the right to apply a credit or a refund, at our discretion, depending on capabilities of our payment processing partners or the platform from which you purchased your course (website, mobile. No credit or refund is due to you if you request it after the 30-day guarantee time limit has passed.
To request a credit/refund, please contact us.
At our discretion, if we believe you are abusing our credit/refund policy, we reserve the right to ban your account and to restrict all future use of the Services. If we ban your account or disable your access to a course due to your violation of these Terms you will not be eligible to receive any credit or refund.

Limitation of Liability

IN NO EVENT SHALL WE BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY SPECIAL, PUNITIVE, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE SERVICE OR OF ANY WEB SITE REFERENCED OR LINKED TO FROM THE SERVICE.
FURTHER, NEITHER WE,NOR ANY OTHER Mind Course Hub PARTY, SHALL BE LIABLE IN ANY WAY FOR ANY CLASS OR OTHER THIRD PARTY GOODS AND SERVICES OFFERED THROUGH THE SERVICE OR FOR ASSISTANCE IN CONDUCTING COMMERCIAL TRANSACTIONS WITH OTHER USERS OF THE SITE, INCLUDING WITHOUT LIMITATION ANY TRANSACTION BETWEEN A STUDENT AND TEACHER.
SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnity

Upon a request by us, you agree to defend, indemnify, and hold us and the other Mind Course Hub Parties harmless from all liabilities, claims, and expenses, including attorneys’ fees, that arise from your violation of these Terms of Service or any of the other Governing Documents, or other negligent or wrongful conduct. We reserve the right to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with us in asserting any available defences.

Law and jurisdiction

The Nigeria courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to our site although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country.
These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of Nigeria.

 

Caro Projects Limited

47 KOFO, LAWAL, OFF THOMSON AVENUE, IKEJA, LAGOS, NIGERIA

SUPPORT@MINDCOURSEHUB.COM